Hello, I'm Hanling Wang. I'm conducting a survey on campus students' online lending. I'd like to invite you to take a few minutes to help fill out this questionnaire. This questionnaire is anonymous. All data are only used for statistical analysis. Please feel free to fill in. There is no right or wrong choice for the title. Please fill it out according to your actual situation. Thank you for your help.
What knind of university did you attend?
985, 211 University
Double-class undergraduate school
General undergraduate school
General junior college
Vocational College
How much is your monthly living cost?
Within 1000rmb
1000~2000rmb
2000~3000rmb
More than3000rmb
What are the main components of your monthly income? (Multiple Choices)
Fees from Parents
Scholarships
Part-time job income
Other
What is your monthly income and expenditure situation?
Income is greater than expenditure
Expenditure is greater than income
Income and expenditure are basically balanced
Have you ever had the experience of borrowing and consuming?
Have any classmates around you ever borrowed and spent money?
What is the general way for you or your classmates to borrow money? (multiple choices)
Relatives and friends
Online lending
Financial institutions
Other
Do you know the operation process of online lending?
Know very well
Basic understanding
Not clear
Do you know the legal knowledge about online lending products?
Know very well
Basic understanding
Not clear
Have you ever think about your repayment ability when you have online lending?
Thoughtfully considered
Basically believing in your repayment ability
Never considered
What do you think of low-interest loans or interest-free loans in online lending?
Its good for college students consumption and entrepreneurship
Its in line with the current situation of College Students consumption group
There is no free lunch in the world and need to be careful about the borrowing products
What do you think the advantages of online lending are? (multiple choices)
Simple procedures
Flexibility and convenience
No need to guarantee
What is the most important factor to consider in your choice of lending products? (multiple choices)
Interest rate
Convenience, application success rate
Repayment period
Whether is qualified for borrowing and lending,
Do you think the main problem reflected by the current campus online lending consumption? (multiple choices)
There will be students’ difficulties in repaying their loans regularly
There are defects in the audit mechanism of campus online lending.
Online Lending companies seek windfall profits
Some students consumption habits are improper
What are your opinions on rectifying campus online lending consumption? (multiple choices)
Strengthen the audit of the qualifications of loan companies
Strengthen the supervision of campus loan behaviour
School further strengthen the guidance of students’ consumption behaviour
What do you think of the long-term unreasonable development of campus online lending will bring about? (multiple choices)
Easy to cause credit crisis of College students
Destroy the normal economic development of society
Is not conducive to college students independent entrepreneurship
Is not conducive to guiding college students correct consumption concept
Destroys the normal order of the lending industry